Charlotte Property & Debt Division Lawyers
Legal Counsel for Residents of Charlotte, Waxhaw & Huntersville, NC
Prior to filing for a
divorce, it is important to understand how the laws in your state pertain to the
division of property and debt. Our debt division lawyers are passionate
about fighting for our clients to seek a favorable outcome.
While it is always encouraged for both parties involved in a divorce to try and reach an agreeable outcome, we understand that this is not always possible. In the event both parties are unable to agree on all matters related to property and debt division, a judge will intervene and divide the assets according to state law.
Concerned with how your property will be divided in a North Carolina divorce? Contact our Charlotte property and debt division attorney online or at (704) 286-0570 for expert legal assistance.
Understanding Property Division
It is important to understand what can be divided during the property division process. While you may want to hold onto as many assets and possessions as possible, understand that loss is part of the process. To understand what you may have to divide, you will need to know the difference between marital and separate assets and property.
If you owned any property prior to the marriage, have inherited property, or have received a gift from someone besides your spouse, those items are called separate property and will not be divided in the divorce process. If you and your spouse purchased any property, inherited any property, or bought gifts for each other while married, these are considered marital property and will be divided in the divorce process.
Divisible property includes property that was acquired after the date of separation, passive income generated by marital property, and post-separation increases in marital debt.
How a Judge Determines Property Division: Equitable Distribution
In the event you cannot agree with your spouse on matters regarding property and asset division, a judge will need to do so for you. When family court judges rule on property division issues they apply a principle of law known as equitable distribution. This requires them to divide a couple’s property in a way that is fair and equitable. This does not mean that property is always divided equally. To make these determinations, certain factors are considered, including:
- The duration of the marriage
- The liquidity of the marital property
- The age and health of each spouse
- The income, debts, and assets of each spouse (at the time of the divorce)
- The child custody arrangement
- If one spouse made financial contributions to support the other’s education or career
Debt Distribution
To claim that debt is marital, and therefore subject to being divided between both spouses, the spouse claiming marital debt must prove that the debt was:
- Acquired after marriage but before the date of separation
- Incurred for the benefit of both spouses
If you are facing a divorce or other family law matter and need assistance navigating property and debt division, it is important to have an experienced Charlotte property division attorney to help protect your rights and provide you with guidance.
Who Gets the House in a NC Divorce?
Before a North Carolina judge will determine this, he or she may evaluate whether the home is a marital asset, separate asset, or a mix of both. If the house is considered marital property, meaning the couple was married during the purchase, there are three common scenarios that could occur:
- One of the spouses mutually agrees to leave the place of residence, especially if it's in the best interests of their children.
- There is a mutual agreement to sell the house and split the revenue. This is a popular option if one spouse cannot buy out the other.
- Neither spouse wishes to leave the home, resulting in possible court hearings. Often, people will resort to gaining evidence of fault against their spouse, so they can increase their chances of staying in the house. In rare occasions, filing for a protective order against a violent spouse is necessary, and can quickly force them out.
How to Determine Who Gets What in a Divorce?
At Blood Law, we are here to help you navigate the complexities of the divorce process. Here are three simple guidelines to keep in mind:
- Make A List: Starting with assets that were acquired prior to marriage, make a list. Include income, jewelry, clothing, property like real estate or land, vehicles, even debt. These items were owned by you prior to the marriage and therefore, may not be considered divisible during the divorce process. If you fail to make a list or claim ownership of property you owned prior to the marriage, it could be considered part of the divisible estate.
- Check It Twice: In addition to property that was brought into the marriage, you must document property that was acquired during the marriage. This includes more than income – anything of value must be accounted for. This means everything from the house to what is inside, jewelry, savings, stocks and investments, and even pets. Be sure to list everything. Every effort will be made to divide items equally.
- Be Flexible: While we will fight for you to get all the property you want to retain from the marriage, chances are you may have to give up a few things. Remember, be flexible. There are many ways to accomplish the goal of asset division, so it is important to keep an open mind while negotiations are happening.
If you are going through a divorce and need assistance with property division, be sure to call Blood Law. We have the compassion you need and the experience you can trust.
Contact us online or call us directly at (704) 286-0570 to learn more about our property and debt division services in North Carolina.

Why Choose Our Team?
Our Promise to Our Clients-
Convenient Locations
With offices in Charlotte, Waxhaw & Huntersville, we make it easier for families across North Carolina to find quality counsel.
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Children Come First
With the complexities of family law, we put the well-being and safety of your children at the forefront of your case.
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Team-Driven Environment
When you work with Blood Law, PLLC, you work with our entire team. Everyone is here to support you through each step.
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Honest Guidance
We create personalized plans for each client while setting realistic expectations on the possible outcomes of the case.
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Concierge Service
From our first phone call to final signing, our team goes above and beyond to make sure you're getting the attention you deserve.

Meet Our Team
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Anna N. Blood
Managing Attorney
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Brianna Light-Adkins
Attorney
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Allison Thomas
Associate Attorney
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Olivia Lowery
Attorney
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Michelle Della Fave
Associate Attorney
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Lauren Andrews
Associate Attorney
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Debra McDuffie
Paralegal
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Colette Bromfield
Paralegal
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Liz Whitaker
Paralegal
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Jayanna Matthews
Paralegal
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Samantha Mishko
Paralegal
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Lyndsay Stark
Firm Administrator
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Leigh Ann Broome
Director of Operations
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Tandi Gerow
Client Relations Coordinator

Client Testimonials
These Stories Are What Keep Us Going-
“She cares about you as a friend, not just as a client. I highly recommend Anna Blood and her legal team as they are INCREDIBLE and a winning team of pros!”
- Debra K. -
“Anna is very knowledgeable of the law as well as the local courts and judges.”
- Penny N. -
“I’m extremely grateful for Anna's help in my time of need.”
- Olivia L.